2021

Objectives presented in the research proposal for the second year of the project:

Duration	Objectives	Associated activities
January 2021 – February 2021 (2 months)	1.1.+1.5.	Testing the hypotheses using panel data econometrics with spatial interactions. Elaboration of one paper, results dissemination, submission for publication.
March 2021 – August 2021 (6 months)	1.2.+1.5.	Extracting from the academic literature the factors influencing the purchase of Motor Damage Insurance (MDI), aggregation of factors at national level. Construction of the database with the explanatory variables for MDI demand in European countries (Insurance Europe, Worldwide Governance Indicators…). Formulating the hypotheses and modelling the causality between MDI and its determinants using cross-section regressions and panel data econometrics. Discussion of the results and formulation of recommendations regarding the economic policy in the field. Elaboration of one paper, results dissemination at international conferences, submission for publication.
September 2021 – December 2021 (4 months)	1.3.+1.5.	Considering the validated factors for agricultural insurances purchase at farmer level we adapt them at country level. Construction a database of specific variables influencing the agricultural insurance demand (survey, International Observatory of Agricultural Insurance, World Bank). Update of the web page of the project, preparation of the annual scientific report.

Objectives

1.1. Evaluation of the determinants of private health/life insurance development at the European level. Testing the influence of the cultural and institutional factors over the demand for health insurances.

1.2. Estimating the influence factors of Motor Damage Insurance (MDI) development at the cross-national level. Highlighting the economic and socio-demographic control variables but also those related to individual behavior, aggregated at the national level.

1.3. Identification of the main characteristics of the national agricultural insurance markets. Estimation of the conditioned size of the market based on panel data for European countries.

1.5. Dissemination of results